Thinking about using a high-interest line of credit to pay off your low-interest mortgage? The concept of "Velocity of Banking" suggests it’s a fast track to financial freedom, but it often doesn’t work as expected.
Newsletter Highlights: 🌅 Retirement: Your S&P 500 Index Fund is REALLY NOT Diversified Now 📈 Mid Career: Everything You Need to Know About Stock Options and RSUs 📚 Short Shifts: What I’ve been reading 🎙️ New Podcast Episode: The 7 Essentials of Retirement Health Insurance
Concentration Risk in the S&P 500: The largest seven companies (Apple, Nvidia, Microsoft, Amazon, Meta, Google, and Berkshire Hathaway) now control nearly 30% of the S&P 500’s weight, marking a 50% increase in concentration over just two years.
As summer winds down, it's the perfect time to refocus on your retirement planning. Whether you’re approaching retirement or already navigating it, now is an ideal moment to review your investment strategies, consider any adjustments, and make sure your retirement goals are on track.
I am thrilled to share some exciting news with you all! After countless hours of studying and navigating through stacks of material, I am proud to announce that I have earned the Certified Private Wealth Advisor® (CPWA®) designation
While retirement is often envisioned as a peaceful time, taxation can be a considerable obstacle, threatening this peaceful image. As a guide, below highlights a path towards a retirement strategy that expertly manages taxation. Here are the main points to consider: