I’m excited to share Client Spotlight stories like Debbie Hillberg’s, offering real insights from clients who’ve reached retirement successfully. Debbie’s journey—from her “breakaway moment” to discovering new joys in retirement—highlights the rewards of thoughtful planning. I hope her story brings inspiration to those approaching this milestone.
This blog will discuss how retirement planning for business owners differs from retirement planning for employees.
This blog will share some of the biggest insights from the 2024 EBRI Retirement Confidence Survey.
Thinking about using a high-interest line of credit to pay off your low-interest mortgage? The concept of "Velocity of Banking" suggests it’s a fast track to financial freedom, but it often doesn’t work as expected.
Newsletter Highlights: 🌅 Retirement: Your S&P 500 Index Fund is REALLY NOT Diversified Now 📈 Mid Career: Everything You Need to Know About Stock Options and RSUs 📚 Short Shifts: What I’ve been reading 🎙️ New Podcast Episode: The 7 Essentials of Retirement Health Insurance
Concentration Risk in the S&P 500: The largest seven companies (Apple, Nvidia, Microsoft, Amazon, Meta, Google, and Berkshire Hathaway) now control nearly 30% of the S&P 500’s weight, marking a 50% increase in concentration over just two years.